We Offer the Most Competitive Rates and Fees in the Industry

Our company endeavors to have the most competitive rates in the industry.
Our rates start at 1.09% for Swiped Merchants and 1.79% for Keyed
Merchants. Our rates and fees depend on the type of business you have, whether you are swiping cards or keying cards, which card types you are accepting, and more.
in the training we provide at the time we activate your account. Let us match you with the best account type for your business model.
Discount Rates
The type of card presented determines the rate a merchant will pay. Many companies will advertise unrealistic rates to get you to sign up. We promise to evaluate your business model to find the ideal rating system that bests suits you and saves you the most in discount rate fees.
swiped transactions
Swiped Qualified Rate:
keyed transactions
Keyed Qualified Rate:
Keyed Non-Qualified Rate:
- non qualified downgrades can range from 1.50%-1.99% and are added to the keyed qualified rate. (ex. If your qualified rate is 2.30% and the non qualified rate is 1.90% your total rate is 4.20%)
- billing address not provided for address verification (AVS)
- transactions not batched/settled within 24 hrs
- authorization code is manually keyed (forced Authorization)
- card type (corporate, government, international, and personal rewards cards)